Understanding Health Insurance Coverage Options
A guide to deciphering your health insurance choices.
- Home
- Educate Yourself
Insurance insights
Plain-language guides on health, life, dental, and disability coverage, plus a calculator to estimate how much life insurance a family needs.
How much life insurance do you need?
Move the sliders to match your situation. This uses the DIME method: add up Debt, Income, Mortgage, and Education needs, then subtract what you already have.
What your family would need
Often until the youngest child is grown
Car loans, credit cards, student loans
Future school or college costs for children
What you already have
Including coverage through work
Estimated coverage gap
$0
- Income
- Mortgage
- Other debts
- Education
- Final expenses
- Existing coverage
- Savings
Starts with example figures. This estimate is a starting point for a conversation, not a quote or a recommendation; your actual needs depend on your full financial picture.
Articles and guides
Short reads on the questions clients ask most, organized by topic.
How to Choose the Right Health Insurance Plan
Tips for selecting the best plan for your needs.
The Importance of Preventive Care
Why preventive care matters in health insurance.
Navigating Health Insurance for Families
Key considerations for family coverage.
Why Life Insurance Is Crucial
How life insurance secures your financial future.
Term vs. Whole Life Insurance
Breaking down the differences to help you choose.
How Much Life Insurance Do You Need?
A simple approach to calculating coverage.
Life Insurance for Business Owners
Protecting your business with life insurance.
What Does Dental Insurance Cover?
An overview of typical dental insurance benefits.
Benefits of Regular Dental Checkups
Why routine visits save money and protect your health.
Maximize Your Dental Insurance Benefits
Tips to get the most from your plan.
Dental Insurance for Seniors
Options tailored for older adults.
Short-Term vs. Long-Term Disability
Understanding the key differences.
How Disability Insurance Protects Income
Safeguarding your earnings when you can’t work.
Disability Insurance for the Self-Employed
Why freelancers and owners need this coverage.
Common Misconceptions About Disability Insurance
Debunking myths about disability coverage.
Integrating Insurance into Your Financial Plan
Building a solid financial strategy.
Insurance as a Tool for Preserving Wealth
How insurance helps protect what you’ve built.
Planning for Retirement with Insurance
Using insurance for a secure retirement.
The Role of Insurance in Estate Planning
Ensuring your legacy with insurance.
Advantages of Group Insurance Plans
Benefits for employers and employees.
Choosing the Right Group Insurance
Finding the best fit for your business.
Employee Benefits Beyond Health Insurance
Ways to round out your benefits package.
Managing Costs with Group Insurance
Balancing cost and coverage.
No articles match your search
Try a broader word, pick another topic, or ask Keith your question directly.
Looking for official sources? See our additional resources from regulators and industry associations.
Let’s look at your coverage together.
Tell us about your business or family and Keith will follow up within one business day. The consultation costs nothing.